Will my retirement benefits increase if I wait and retire after my full retirement age?

Yes. You can increase your Social Security retirement benefit in two ways:
??????? You can increase your retirement benefit by a certain percentage if you delay receiving retirement benefits. We will automatically add these increases automatically from the time you reach full retirement age until you start receiving benefits or reach age 70; and
??????? If you work, each additional year you work adds another year of earnings to your Social Security record. Higher lifetime earnings may result in higher benefits when you do retire.

For more information, visit www.socialsecurity.gov/pubs to read, print, or listen to our publication, When to Start Receiving Retirement Benefits. You also can use our Retirement Estimator at www.socialsecurity.gov/estimator to determine your estimated future benefits.


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