Remarriage and Widow????????s Benefits

Q: Do my Social Security widow????????s benefits stop if I remarry?
A: Other survivors may receive benefits in addition to those who qualify based on age. A surviving parent of any age with a child either under age 16 or disabled in their care might receive benefits as could a disabled widower or widow at least age 50. Age based survivors benefits are possible starting at age 60 including to a surviving divorced spouse. Social Security survivors benefits are the same for widows and widowers.

While the various types of survivors benefits have different requirements, the general rule concerning remarriage is that you cannot get widow or widower????????s benefits if you remarry before age 60. Remarriage after age 60, or age 50 if you are disabled, will not prevent you from getting survivor benefits based on your deceased spouse????????s work record. Contact Social Security and ask about your specific situation before getting remarried.

What happens if a new marriage ends your existing SSA survivors benefits and then the new marriage ends, either by death or divorce? This opens the possibility of restarting the previous benefits or perhaps becoming eligible for survivors benefits based on the newer husband or wife????????s Social Security record.

If your marital status changes while receiving SSA benefits, one of your reporting responsibilities is to notify Social Security. If needed, that is a good time to update your name on your Social Security number record.

More about Social Security survivors benefits is at www.socialsecurity.gov. Also read the SSA booklet ??????Survivors Benefits?????? at www.socialsecurity.gov/pubs/10084.html or available from any SSA office.


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