Planto App-Personal Finance Made Simple

HONG KONG–(BUSINESS WIRE)–#personalfinance–Planto, a personal finance startup launched its beta app to
provide simple and actionable advice to money related matters faced by

When will I be able to purchase my first home?
How much would a gap
year cost?
What did I spend my money on?
How can I save better?

…and many more.

How it works:

Planto app utilizes big data, financial simulations and in-house built
bank aggregation technologies to visualize users’ past, current and
future financials allowing users to effortlessly stay on top of their
financial goals and current expenses.


  • Goal budgeting using latest information including macro trends,
    regulations and goal specific costs (e.g. house prices) combining with
    users’ financial profile derived from basic information such as age,
    current income and saving
  • Automated financial summary & tracking consolidated by
    connecting users’ saving, credit card, loan and mortgage accounts,
    possible across 9 financial institutions in Hong Kong
  • Personalized insights on spending and saving derived from user

Bank grade security

  • Sensitive information is encrypted using AES-256 encryption and never
    leave users’ devices
  • Data is anonymised to ensure no financial data can be linked to any
  • IT infrastructure is audited by a leading security firm on a regular


Planto’s app is being tested in closed beta. Feedback so far has been
overwhelmingly positive and Planto is moving quickly towards official
launch within the next few months.

Planto will be available on both iOS
and Android.
To download, please visit App/Play Store or https://www.planto.hk/
for details/early access.

About us:

Planto was founded by a team of millennials that draws experience from
global retail bank and large personal finance platform in Asia. The
company is currently being incubated at the University of Hong Kong
Entrepreneurship Center (iDendron) with additional support from

We are grateful to be backed by a group of advisors, venture capital
investors and finance industry veterans from Hong Kong, North America
and Australia. Our backers include Forbes Media’s investor and venture
capital firms who have supported personal finance startups around the

“Personal finance is not taught in school, after spending years in the
banking and personal finance industry, I realized we millennials need
simple advice to make better financial decisions, which is why I founded
Planto” Ankit Suri, CEO & Co-founder.


Ankit Suri, CEO & Co-founder
Email: ankit@planto.io


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