HAVEN Grant Funds Veteran’s New Family Home


Texas Capital Bank and FHLB Dallas Provide $7K for Construction

FORT WORTH, Texas–(BUSINESS WIRE)–Returning to civilian life after his service in the U.S. Army was not an
easy transition for Specialist Joshua Ashby. His wife, Karen, a nursing
student he met after completing his required active service, helped ease
his transition, recommending treatment options for his physical and
mental health.

Josh and Karen married in 2014 and welcomed a baby girl a year later. In
2017, they welcomed their second child, a son, who was diagnosed with a
number of heart defects, including Hypoplastic Right Heart Syndrome and
Tricuspid Atresia. At less than one year old, their son had undergone
four open-heart surgeries, five heart catheterizations, feeding tube
placement in his stomach and continues to have therapies for
feeding/speech, occupational and physical therapy.

Today, the Ashby family received the keys to their new, mortgage-free
home in Fort Worth’s West Fork Ranch. The home was provided by Operation
FINALLY HOME, a nonprofit dedicated to providing American veterans with
custom-built homes mortgage free, along with Pulte Homes through their
Built to Honor program. Operation FINALLY HOME received a $7,850 Housing
Assistance for Veterans (HAVEN) grant from Texas Capital Bank and the
Federal Home Loan Bank of Dallas (FHLB Dallas) to offset construction
costs for the Ashby family’s home.

“Thanks to the generosity of FHLB Dallas and Texas Capital, we are able
to provide wounded, ill or injured veterans with mortgage-free homes,
which allow the family to continue to heal,” said Rusty Carroll,
executive director of Operation FINALLY HOME. “Our organization is so
blessed to work with amazing builders and sponsors such as FHLB Dallas
and Texas Capital, who help us honor heroes with homes.”

Mr. Ashby, a Justin, Texas, native, joined the Army in 2009 and later
deployed to Afghanistan. As the result of his combat experiences, he now
struggles with Post-Traumatic Stress Disorder (PTSD), a traumatic
deviated nasal septum, memory loss, depression and mood swings.

In June 2011, he was deployed to Afghanistan as a scout sniper. While
there, he experienced multiple fire fights and incidents of mortar
rounds and rockets coming down on his team. On Halloween of 2011, he
watched as their lead vehicle hit an estimated 200-pound IED.

Mr. Ashby and his team orchestrated a helicopter rescue for the injured,
and then they continued to fight. During a nighttime mission, he broke
his nose after hitting a mounted weapon system and was unable to seek
help immediately. Despite a later surgery, he remains unable to breathe
through his nose.

For his service, Mr. Ashby was recognized with several awards, among
them a Combat Action Badge, Afghanistan Campaign Medal with Campaign
Star, Army Commendation Medal and Army Good Conduct Medal.

HAVEN is a unique grant program offered by FHLB Dallas through its
member institutions, such as Texas Capital Bank, that reaches out to
veterans and active-duty service members who have been disabled in the
line of duty since September 11, 2001. It provides grants up to $7,500
to support necessary home modifications. To qualify, veterans must also
meet income eligibility requirements. This year, FHLB Dallas has made
available through members $75,000 in HAVEN grant funds. The program
launched in 2011 with $250,000 set aside for the program. Since then,
FHLB Dallas and members, like Texas Capital Bank, have awarded more than
$340,000 to assist veterans.

“Texas Capital Bank is proud to support our veterans, and we are happy
to partner with FHLB Dallas on the HAVEN program,” said Effie Dennison,
SVP and director of community development and corporate social
responsibility at Texas Capital Bank. “A big part of our company’s
mission is supporting the communities we serve and being able to do it
in this way is incredibly rewarding.”

Melanie Dill, FHLB Dallas community and economic development product
manager, said HAVEN is a wonderful example of the type of grant programs
offered by the organization to enrich lives and better communities.

“HAVEN is offered exclusively to those who serve in the military and
helps to put veterans who have been injured or who are ill due to their
service, and their families, on the road to recovery,” Ms. Dill said.
“It’s gratifying to partner with our members, such as Texas Capital
Bank, to provide this vitally important support.”

About Texas Capital Bank

Texas Capital Bank, N.A. is a commercial bank that delivers highly
personalized financial services to businesses and entrepreneurs. We are
headquartered in Texas working with clients throughout the state and
across the country. Texas Capital Bank is a wholly owned subsidiary of
Texas Capital Bancshares, Inc. (NASDAQ®: TCBI) and is recognized as a
Forbes Best Banks in America and the Dallas Morning News’ Top 100 Places
to Work company. For more information, visit texascapitalbank.com.
Member FDIC.

About the Federal Home Loan Bank of Dallas

The Federal Home Loan Bank of Dallas is one of 11 district banks in the
FHLBank system created by Congress in 1932. FHLB Dallas, with total
assets of $73.7 billion as of September 30, 2018, is a member-owned
cooperative that supports housing and community development by providing
competitively priced advances and other credit products to approximately
825 members and associated institutions in Arkansas, Louisiana,
Mississippi, New Mexico and Texas. Visit fhlb.com for
more information.


Corporate Communications
Federal Home Loan Bank of Dallas


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